3 COUNTIES MORTGAGE SERVICES LIMITED Financials
- Company number
- 04634675CopyCopy
- Registered office
- 260 - 270 Butterfield Great Marlings, Luton, Bedfordshire LU2 8DL
- Incorporated
- 13/01/2003
Company snapshot
- Status
- Active
- Employees
- 3 (2025)
- Latest financial data
- 2025
- Accounts type
- Total Exemption Full
Financial highlights
Latest reported figures. Okredo holds filed data for 2021–2025.
Net Assets
310.25%vs 20242024: £-2.19K
Total Assets
-25.00%vs 20242024: £18.76K
Cash in Bank
219.69%vs 20242024: £3.40K
Total Liabilities
-92.31%vs 20242024: £3.25K
Employees
0vs 20242024: 3
In 2025, 3 COUNTIES MORTGAGE SERVICES LIMITED reported net assets of £4.59K. The same filing shows total assets of £14.07K, cash in bank of £10.88K and total liabilities of £250.00. Reported headcount was 3 in 2025. Cash in Bank rose from £3.40K in 2024 to £10.88K in 2025 (219.69%). Okredo holds filed figures for 2021–2025; the table below lists every reported indicator by year. See every reported indicator by year.
Financial performance
Pick a measure to see how it has moved across the reported years, with the year-on-year change beneath it.
Net Assets
310.25%from £-2.19K in 2024Year-on-year change
Net Assets as filed for 2021–2025. Every figure in this chart is also in the financial history table.
3-year financial trend (2023–2025)
How the figures 3 COUNTIES MORTGAGE SERVICES LIMITED filed moved across the three reported years 2023, 2024 and 2025 — measured end to end rather than year on year.
Net Assets
Increasedvs 2023Cash in Bank
+2143%vs 2023+374% a year compound (CAGR)
Total Assets
-43.7%vs 2023-25% a year compound (CAGR)
Total Liabilities
-96%vs 2023-80% a year compound (CAGR)
Employees
0%vs 2023Biggest increase
Cash in Bank+2143%
£485.00 in 2023 to £10.88K in 2025
Biggest decrease
Total Liabilities-96%
£6.25K in 2023 to £250.00 in 2025
3 COUNTIES MORTGAGE SERVICES LIMITED's filings pull in both directions between 2023 and 2025. The steepest rise came in cash in bank, pointing to a more liquid cash position, set against a fall in total liabilities, pointing to lighter outstanding obligations. See the full year-by-year figures.
Ratios from the filed figures
Calculated from 3 COUNTIES MORTGAGE SERVICES LIMITED's own reported amounts, each shown against the year it was derived from — nothing here is estimated or industry-averaged.
- Net assets to total assets
- 32.65%2025
- Reported net assets divided by reported total assets, for the latest year both were filed. Shows how much of the asset base is not financed by liabilities.
- Liabilities to total assets
- 1.78%2025
- Total liabilities divided by reported total assets, for the latest year both were available. Shows how much of the asset base is funded by obligations.
- Cash to liabilities
- 4,351.60%2025
- Reported cash in bank divided by total liabilities for the same year. Shows what share of outstanding obligations the reported cash balance would cover.
- Cash to total assets
- 77.31%2025
- Reported cash in bank divided by reported total assets, for the latest year both were filed.
Financial history
Every indicator Okredo tracks, year by year.
Reported financial indicators for 3 COUNTIES MORTGAGE SERVICES LIMITED by year. Amounts are as filed; a dash means the figure was not reported for that year.
| Indicator | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Net Assets£ | -11.83K | -14.29K | -5.85K | -2.19K | 4.59K |
| Total Assets£ | – | 33.35K | 25.02K | 18.76K | 14.07K |
| Cash in Bank£ | 19.14K | 4.21K | 485.00 | 3.40K | 10.88K |
| Total Liabilities£ | 12.00K | 9.25K | 6.25K | 3.25K | 250.00 |
| Employees | 3 | 3 | 3 | 3 | 3 |
3 COUNTIES MORTGAGE SERVICES LIMITED financials: frequently asked questions
Answered from this company's own filed figures.
Yes. Okredo holds filed figures for 3 COUNTIES MORTGAGE SERVICES LIMITED covering 2021–2025, across 5 reported indicators. The most recent reported year is 2025.
3 COUNTIES MORTGAGE SERVICES LIMITED reported net assets of £4.59K for 2025. That compares with £-2.19K in 2024, a change of 310.25%.
3 COUNTIES MORTGAGE SERVICES LIMITED reported total assets of £14.07K for 2025. That compares with £18.76K in 2024, a change of -25.00%.
3 COUNTIES MORTGAGE SERVICES LIMITED reported cash in bank of £10.88K for 2025. That compares with £3.40K in 2024, a change of 219.69%.
3 COUNTIES MORTGAGE SERVICES LIMITED reported 3 employees in 2025, compared with 3 in 2024.
Between 2023 and 2025, 3 COUNTIES MORTGAGE SERVICES LIMITED's cash in bank rose by 2143%, total assets fell by 43.7%, total liabilities fell by 96% and employee numbers was unchanged. Cash in bank compounded at 374% a year across the two years to 2025, from £485.00 to £10.88K. Reported headcount went from 3 in 2023 to 3 in 2025.
Okredo holds reported figures for the years 2021, 2022, 2023, 2024, 2025. Where an indicator was not reported for a given year, the financial history table shows a dash rather than a value.