BUSINESS AND VEHICLE FINANCE LTD. Financials
- Company number
- 04313372CopyCopy
- Registered office
- Business And Vehicle Finance Ltd Globe Row, Dafen, Llanelli, Carmarthen SA14 8PA
- Incorporated
- 30/10/2001
Company snapshot
- Status
- Active
- Employees
- 0 (2025)
- Latest financial data
- 2025
- Accounts type
- Total Exemption Full
Financial highlights
Latest reported figures. Okredo holds filed data for 2021–2025.
Net Assets
29.67%vs 20242024: £1.05M
Total Assets
3.71%vs 20242024: £5.65M
Cash in Bank
10.59%vs 20242024: £52.31K
Total Liabilities
-2.25%vs 20242024: £4.59M
Employees
0vs 20242024: 0
In 2025, BUSINESS AND VEHICLE FINANCE LTD. reported net assets of £1.37M. The same filing shows total assets of £5.86M, cash in bank of £57.85K and total liabilities of £4.49M. Reported headcount was 0 in 2025. Net Assets rose from £1.05M in 2024 to £1.37M in 2025 (29.67%). Okredo holds filed figures for 2021–2025; the table below lists every reported indicator by year. See every reported indicator by year.
Financial performance
Pick a measure to see how it has moved across the reported years, with the year-on-year change beneath it.
Net Assets
29.67%from £1.05M in 2024Year-on-year change
Net Assets as filed for 2021–2025. Every figure in this chart is also in the financial history table.
3-year financial trend (2023–2025)
How the figures BUSINESS AND VEHICLE FINANCE LTD. filed moved across the three reported years 2023, 2024 and 2025 — measured end to end rather than year on year.
Net Assets
+33.2%vs 2023+15.4% a year compound (CAGR)
Cash in Bank
-7.5%vs 2023-3.8% a year compound (CAGR)
Total Assets
+15%vs 2023+7.2% a year compound (CAGR)
Total Liabilities
+10.4%vs 2023+5.1% a year compound (CAGR)
Employees
-100%vs 2023-28Biggest increase
Net Assets+33.2%
£1.03M in 2023 to £1.37M in 2025
Biggest decrease
Employees-100%
28 in 2023 to 0 in 2025
BUSINESS AND VEHICLE FINANCE LTD.'s filings pull in both directions between 2023 and 2025. The steepest rise came in net assets, pointing to a strengthening balance sheet, set against a fall in employee numbers, pointing to a smaller workforce. See the full year-by-year figures.
Ratios from the filed figures
Calculated from BUSINESS AND VEHICLE FINANCE LTD.'s own reported amounts, each shown against the year it was derived from — nothing here is estimated or industry-averaged.
- Net assets to total assets
- 23.35%2025
- Reported net assets divided by reported total assets, for the latest year both were filed. Shows how much of the asset base is not financed by liabilities.
- Liabilities to total assets
- 76.65%2025
- Total liabilities divided by reported total assets, for the latest year both were available. Shows how much of the asset base is funded by obligations.
- Cash to liabilities
- 1.29%2025
- Reported cash in bank divided by total liabilities for the same year. Shows what share of outstanding obligations the reported cash balance would cover.
- Cash to total assets
- 0.99%2025
- Reported cash in bank divided by reported total assets, for the latest year both were filed.
Financial history
Every indicator Okredo tracks, year by year.
Reported financial indicators for BUSINESS AND VEHICLE FINANCE LTD. by year. Amounts are as filed; a dash means the figure was not reported for that year.
| Indicator | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Net Assets£ | 788.00K | 1.01M | 1.03M | 1.05M | 1.37M |
| Total Assets£ | – | – | 5.09M | 5.65M | 5.86M |
| Cash in Bank£ | 1.20K | 190.61K | 62.52K | 52.31K | 57.85K |
| Total Liabilities£ | – | – | 4.07M | 4.59M | 4.49M |
| Employees | 22 | 24 | 28 | 0 | 0 |
BUSINESS AND VEHICLE FINANCE LTD. financials: frequently asked questions
Answered from this company's own filed figures.
Yes. Okredo holds filed figures for BUSINESS AND VEHICLE FINANCE LTD. covering 2021–2025, across 5 reported indicators. The most recent reported year is 2025.
BUSINESS AND VEHICLE FINANCE LTD. reported net assets of £1.37M for 2025. That compares with £1.05M in 2024, a change of 29.67%.
BUSINESS AND VEHICLE FINANCE LTD. reported total assets of £5.86M for 2025. That compares with £5.65M in 2024, a change of 3.71%.
BUSINESS AND VEHICLE FINANCE LTD. reported cash in bank of £57.85K for 2025. That compares with £52.31K in 2024, a change of 10.59%.
BUSINESS AND VEHICLE FINANCE LTD. reported 0 employees in 2025, compared with 0 in 2024.
Between 2023 and 2025, BUSINESS AND VEHICLE FINANCE LTD.'s net assets rose by 33.2%, cash in bank fell by 7.5%, total assets rose by 15% and total liabilities rose by 10.4%. Net assets compounded at 15.4% a year across the two years to 2025, from £1.03M to £1.37M. Reported headcount went from 28 in 2023 to 0 in 2025 (-28).
Okredo holds reported figures for the years 2021, 2022, 2023, 2024, 2025. Where an indicator was not reported for a given year, the financial history table shows a dash rather than a value.