Annual accounts
Total Exemption Full accounts
30/09/2026Filing deadline
- Next accounts made up to
- 31/12/2025
- Last accounts made up to
- 31/12/2024
Reference data exactly as held at Companies House.
The 4 most recent documents filed at Companies House.
Confirmation statement made on 2025-10-03 with no updates
Total exemption full accounts made up to 2024-12-31
Director's details changed for Mr Stephen Andrew Hand on 2025-02-26
Change of details for Mr Stephen Andrew Hand as a person with significant control on 2025-02-26
What Pre-Score will tell you

The two filings Companies House requires every year, and where each one stands against its deadline today.
Total Exemption Full accounts
30/09/2026Filing deadline
Confirms the registry record is up to date
The latest figures EXPRESS MORTGAGE SERVICES LIMITED filed. Okredo holds filed accounts data for 2021–2024; the year-by-year record is on the financials page.
Net Assets
2023: £22.86K
Total Assets
2023: £376.99K
Cash in Bank
2023: £4.45K
Total Liabilities
2023: £354.13K
Employees
2023: 22
Of the 4 measures with an earlier filing to compare against, 3 rose and 1 fell. Net assets moved furthest, up 299.00% on 2023. See the full financial analysis for EXPRESS MORTGAGE SERVICES LIMITED.
The full financial record
Four ways through EXPRESS MORTGAGE SERVICES LIMITED's filed accounts — the year-by-year numbers, the compound rates and the ratios behind them.
Headcount as reported to Companies House for 2021–2024.
| Year | Employees | Change |
|---|---|---|
| 2024 | 22 | 0 |
| 2023 | 22 | 0 |
| 2022 | 22 | +8 |
| 2021 | 14 | – |
Reported employee count increased from 14 in 2021 to 22 in 2024. See how headcount moved alongside the reported financials.
Credit report
It is a professional assessment of the company 's performance, revealing company's potential and risks, showing it's past experiences and revealing future prospects.
Directors, secretaries and other appointed officers, with the period each has served.
| Person | Role | Period | Connected companies |
|---|---|---|---|
| Director | 01/07/2004–Present | 4 | |
| Director | 31/01/2010–24/12/2018 | 5 | |
| Director | 01/07/2004–Present | 5 | |
| Secretary | 01/07/2004–Present | 0 |
Individuals or entities with significant control over the company, as declared to Companies House.
| Person | Period | Connected companies |
|---|---|---|
| 06/04/2016–Present | 4 | |
| 06/04/2016–10/10/2020 | 5 | |
| 06/04/2016–Present | 5 |
Every document on the Companies House record, newest first.
Confirmation statement made on 2025-10-03 with no updates
Total exemption full accounts made up to 2024-12-31
Director's details changed for Mr Stephen Andrew Hand on 2025-02-26
Change of details for Mr Stephen Andrew Hand as a person with significant control on 2025-02-26
Registered office address changed from Second Floor Wigan Investment Centre Waterside Drive Wigan Lancashire WN3 5BA to Wigan Investment Centre Ground Floor Waterside Drive Wigan WN3 5BA on 2025-02-24
Confirmation statement made on 2024-10-03 with no updates
Total exemption full accounts made up to 2023-12-31
Director's details changed for Mr Paul Rawson on 2024-08-19
Secretary's details changed for Mr Paul Rawson on 2024-08-19
Change of details for Mr Paul Rawson as a person with significant control on 2024-07-01
Confirmation statement made on 2023-10-03 with updates
Total exemption full accounts made up to 2022-12-31
Showing 12 of 13 filings
See when the next accounts and confirmation statement are due
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A short description of the company, written from its Companies House record.
EXPRESS MORTGAGE SERVICES LIMITED is a private limited company registered in the United Kingdom, based in Wigan Investment Centre Ground Floor, Waterside Drive, Wigan WN3 5BA. Companies House classifies its business as Banks, one of 4 SIC classifications on its record. It has been on the register for 22 years 2 months.
The register currently records it as active. Its 2024 accounts report net assets of £91.19K and 22 employees.
Answered from this company's own registry record and filed figures.
Companies House records EXPRESS MORTGAGE SERVICES LIMITED under 4 registered business activities: Banks (64.19/1 - SIC 2007), Financial intermediation not elsewhere classified (64.99/9 - SIC 2007), Life insurance (65.11 - SIC 2007) and Non-life insurance (65.12 - SIC 2007).
EXPRESS MORTGAGE SERVICES LIMITED is recorded as active on the Companies House register, and has been on it since 01/07/2004.
The most recent accounts Okredo holds cover 2024 and report net assets of £91.19K, total assets of £399.06K, cash in bank of £53.83K and total liabilities of £307.87K.
The most recent document on the record is dated 17/10/2025: Confirmation statement made on 2025-10-03 with no updates, 11 months ago.
On the current registry record, accounts are due by 30/09/2026.
Companies House lists 4 officers (3 currently in post) and 3 people with significant control (2 current).