GEMS (CHELTENHAM) LIMITED Financials
- Company number
- 02925103CopyCopy
- Registered office
- Unit 5211 Kennet Close Ashchurch, Tewkesbury, Gloucestershire GL20 8HF
- Incorporated
- 03/05/1994
Company snapshot
- Status
- Active
- Employees
- 10 (2025)
- Latest financial data
- 2025
- Accounts type
- Total Exemption Full
Financial highlights
Latest reported figures. Okredo holds filed data for 2021–2025.
Net Assets
29.60%vs 20242024: £285.86K
Total Assets
6.47%vs 20242024: £722.85K
Cash in Bank
-9.01%vs 20242024: £226.38K
Total Liabilities
-8.66%vs 20242024: £437.00K
Employees
0vs 20242024: 10
In 2025, GEMS (CHELTENHAM) LIMITED reported net assets of £370.48K. The same filing shows total assets of £769.63K, cash in bank of £205.98K and total liabilities of £399.16K. Reported headcount was 10 in 2025. Net Assets rose from £285.86K in 2024 to £370.48K in 2025 (29.60%). Okredo holds filed figures for 2021–2025; the table below lists every reported indicator by year. See every reported indicator by year.
Financial performance
Pick a measure to see how it has moved across the reported years, with the year-on-year change beneath it.
Net Assets
29.60%from £285.86K in 2024Year-on-year change
Net Assets as filed for 2021–2025. Every figure in this chart is also in the financial history table.
3-year financial trend (2023–2025)
How the figures GEMS (CHELTENHAM) LIMITED filed moved across the three reported years 2023, 2024 and 2025 — measured end to end rather than year on year.
Net Assets
+111%vs 2023+45.4% a year compound (CAGR)
Cash in Bank
+6.9%vs 2023+3.4% a year compound (CAGR)
Total Assets
+36.2%vs 2023+16.7% a year compound (CAGR)
Total Liabilities
+2.4%vs 2023+1.2% a year compound (CAGR)
Employees
+25%vs 2023+2Biggest increase
Net Assets+111%
£175.30K in 2023 to £370.48K in 2025
Every indicator Okredo holds for GEMS (CHELTENHAM) LIMITED rose between 2023 and 2025. The steepest rise came in net assets, pointing to a strengthening balance sheet, with cash in bank, total assets, total liabilities and employee numbers climbing alongside it. See the full year-by-year figures.
Ratios from the filed figures
Calculated from GEMS (CHELTENHAM) LIMITED's own reported amounts, each shown against the year it was derived from — nothing here is estimated or industry-averaged.
- Net assets to total assets
- 48.14%2025
- Reported net assets divided by reported total assets, for the latest year both were filed. Shows how much of the asset base is not financed by liabilities.
- Liabilities to total assets
- 51.86%2025
- Total liabilities divided by reported total assets, for the latest year both were available. Shows how much of the asset base is funded by obligations.
- Cash to liabilities
- 51.60%2025
- Reported cash in bank divided by total liabilities for the same year. Shows what share of outstanding obligations the reported cash balance would cover.
- Cash to total assets
- 26.76%2025
- Reported cash in bank divided by reported total assets, for the latest year both were filed.
Financial history
Every indicator Okredo tracks, year by year.
Reported financial indicators for GEMS (CHELTENHAM) LIMITED by year. Amounts are as filed; a dash means the figure was not reported for that year.
| Indicator | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Net Assets£ | 116.07K | 143.51K | 175.30K | 285.86K | 370.48K |
| Total Assets£ | 403.77K | 426.99K | 565.16K | 722.85K | 769.63K |
| Cash in Bank£ | 74.80K | 87.96K | 192.62K | 226.38K | 205.98K |
| Total Liabilities£ | 287.70K | 283.48K | 389.86K | 437.00K | 399.16K |
| Employees | 9 | 11 | 8 | 10 | 10 |
GEMS (CHELTENHAM) LIMITED financials: frequently asked questions
Answered from this company's own filed figures.
Yes. Okredo holds filed figures for GEMS (CHELTENHAM) LIMITED covering 2021–2025, across 5 reported indicators. The most recent reported year is 2025.
GEMS (CHELTENHAM) LIMITED reported net assets of £370.48K for 2025. That compares with £285.86K in 2024, a change of 29.60%.
GEMS (CHELTENHAM) LIMITED reported total assets of £769.63K for 2025. That compares with £722.85K in 2024, a change of 6.47%.
GEMS (CHELTENHAM) LIMITED reported cash in bank of £205.98K for 2025. That compares with £226.38K in 2024, a change of -9.01%.
GEMS (CHELTENHAM) LIMITED reported 10 employees in 2025, compared with 10 in 2024.
Between 2023 and 2025, GEMS (CHELTENHAM) LIMITED's net assets rose by 111%, cash in bank rose by 6.9%, total assets rose by 36.2% and total liabilities rose by 2.4%. Net assets compounded at 45.4% a year across the two years to 2025, from £175.30K to £370.48K. Reported headcount went from 8 in 2023 to 10 in 2025 (+2).
Okredo holds reported figures for the years 2021, 2022, 2023, 2024, 2025. Where an indicator was not reported for a given year, the financial history table shows a dash rather than a value.