H2O FINANCIAL SERVICES LIMITED Financials
- Company number
- 04397065Copy
Copy - Registered office
- 60 Gunners Rise, Shoebury Garrison, Essex SS3 9BY
- Incorporated
- 18/03/2002
Company snapshot
- Status
- Active
- Employees
- 10 (2025)
- Latest financial data
- 2025
- Accounts type
- Total Exemption Full
Financial highlights
Latest reported figures. Okredo holds filed data for 2021–2025.
Net Assets
46.96%vs 20242024: £401.86K
Total Assets
-7.66%vs 20242024: £2.76M
Cash in Bank
-12.46%vs 20242024: £593.18K
Total Liabilities
-18.55%vs 20242024: £2.35M
Employees
+2vs 20242024: 8
In 2025, H2O FINANCIAL SERVICES LIMITED reported net assets of £590.58K. The same filing shows total assets of £2.54M, cash in bank of £519.26K and total liabilities of £1.91M. Reported headcount was 10 in 2025. Total Liabilities fell from £2.35M in 2024 to £1.91M in 2025 (-18.55%). Okredo holds filed figures for 2021–2025; the table below lists every reported indicator by year. See every reported indicator by year.
Financial performance
Pick a measure to see how it has moved across the reported years, with the year-on-year change beneath it.
Net Assets
46.96%from £401.86K in 2024Year-on-year change
Net Assets as filed for 2021–2025. Every figure in this chart is also in the financial history table.
3-year financial trend (2023–2025)
How the figures H2O FINANCIAL SERVICES LIMITED filed moved across the three reported years 2023, 2024 and 2025 — measured end to end rather than year on year.
Net Assets
+151%vs 2023+58.3% a year compound (CAGR)
Cash in Bank
+39.7%vs 2023+18.2% a year compound (CAGR)
Total Assets
-8.7%vs 2023-4.4% a year compound (CAGR)
Total Liabilities
-24.8%vs 2023-13.3% a year compound (CAGR)
Employees
+42.9%vs 2023+3Biggest increase
Net Assets+151%
£235.73K in 2023 to £590.58K in 2025
Biggest decrease
Total Liabilities-24.8%
£2.55M in 2023 to £1.91M in 2025
H2O FINANCIAL SERVICES LIMITED's filings pull in both directions between 2023 and 2025. The steepest rise came in net assets, pointing to a strengthening balance sheet, set against a fall in total liabilities, pointing to lighter outstanding obligations. See the full year-by-year figures.
Ratios from the filed figures
Calculated from H2O FINANCIAL SERVICES LIMITED's own reported amounts, each shown against the year it was derived from — nothing here is estimated or industry-averaged.
- Net assets to total assets
- 23.21%2025
- Liabilities to total assets
- 75.21%2025
- Cash to liabilities
- 27.13%2025
- Cash to total assets
- 20.41%2025
Reported net assets divided by reported total assets, for the latest year both were filed. Shows how much of the asset base is not financed by liabilities.
Total liabilities divided by reported total assets, for the latest year both were available. Shows how much of the asset base is funded by obligations.
Reported cash in bank divided by total liabilities for the same year. Shows what share of outstanding obligations the reported cash balance would cover.
Reported cash in bank divided by reported total assets, for the latest year both were filed.
Financial history
Every indicator Okredo tracks, year by year.
Reported financial indicators for H2O FINANCIAL SERVICES LIMITED by year. Amounts are as filed; a dash means the figure was not reported for that year.
| Indicator | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Net Assets£ | 76.63K | 87.14K | 235.73K | 401.86K | 590.58K |
| Total Assets£ | 212.80K | 889.87K | 2.79M | 2.76M | 2.54M |
| Cash in Bank£ | – | – | 371.61K | 593.18K | 519.26K |
| Total Liabilities£ | 136.17K | 802.73K | 2.55M | 2.35M | 1.91M |
| Employees | 3 | 4 | 7 | 8 | 10 |
H2O FINANCIAL SERVICES LIMITED financials: frequently asked questions
Answered from this company's own filed figures.
Has H2O FINANCIAL SERVICES LIMITED filed financial statements?
Yes. Okredo holds filed figures for H2O FINANCIAL SERVICES LIMITED covering 2021–2025, across 5 reported indicators. The most recent reported year is 2025.
What net assets did H2O FINANCIAL SERVICES LIMITED report in 2025?
H2O FINANCIAL SERVICES LIMITED reported net assets of £590.58K for 2025. That compares with £401.86K in 2024, a change of 46.96%.
What total assets did H2O FINANCIAL SERVICES LIMITED report in 2025?
H2O FINANCIAL SERVICES LIMITED reported total assets of £2.54M for 2025. That compares with £2.76M in 2024, a change of -7.66%.
What cash in bank did H2O FINANCIAL SERVICES LIMITED report in 2025?
H2O FINANCIAL SERVICES LIMITED reported cash in bank of £519.26K for 2025. That compares with £593.18K in 2024, a change of -12.46%.
How many people does H2O FINANCIAL SERVICES LIMITED employ?
H2O FINANCIAL SERVICES LIMITED reported 10 employees in 2025, compared with 8 in 2024.
How have H2O FINANCIAL SERVICES LIMITED financials changed over the last 3 years?
Between 2023 and 2025, H2O FINANCIAL SERVICES LIMITED's net assets rose by 151%, cash in bank rose by 39.7%, total assets fell by 8.7% and total liabilities fell by 24.8%. Net assets compounded at 58.3% a year across the two years to 2025, from £235.73K to £590.58K. Reported headcount went from 7 in 2023 to 10 in 2025 (+3).
Which years of H2O FINANCIAL SERVICES LIMITED financial data are available?
Okredo holds reported figures for the years 2021, 2022, 2023, 2024, 2025. Where an indicator was not reported for a given year, the financial history table shows a dash rather than a value.