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MERCIA UNDERWRITING SOLUTIONS LTD Financials

Company number
03758742Copy
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Registered office
6 Lloyd's Avenue, London EC3N 3AX
Incorporated
21/04/1999

Company snapshot

Status
Active
Employees
17 (2025)
Latest financial data
2025
Accounts type
Total Exemption Full

Financial highlights

Latest reported figures. Okredo holds filed data for 2021–2025.

Net Assets

£996.89K2025
17.98%vs 2024

2024: £844.95K

Total Assets

£1.55M2025
11.16%vs 2024

2024: £1.39M

Cash in Bank

£421.35K2025
1.11K%vs 2024

2024: £34.91K

Total Liabilities

£548.62K2025
1.25%vs 2024

2024: £541.86K

Employees

172025
+1vs 2024

2024: 16

In 2025, MERCIA UNDERWRITING SOLUTIONS LTD reported net assets of £996.89K. The same filing shows total assets of £1.55M, cash in bank of £421.35K and total liabilities of £548.62K. Reported headcount was 17 in 2025. Cash in Bank rose from £34.91K in 2024 to £421.35K in 2025 (1.11K%). Okredo holds filed figures for 2021–2025; the table below lists every reported indicator by year. See every reported indicator by year.

Financial performance

Pick a measure to see how it has moved across the reported years, with the year-on-year change beneath it.

Net Assets

£996.89K2025
17.98%from £844.95K in 2024

Year-on-year change

Net Assets as filed for 2021–2025. Every figure in this chart is also in the financial history table.

3-year financial trend (2023–2025)

How the figures MERCIA UNDERWRITING SOLUTIONS LTD filed moved across the three reported years 2023, 2024 and 2025 — measured end to end rather than year on year.

Net Assets

£801.30K2023£996.89K2025
+24.4%vs 2023

+11.5% a year compound (CAGR)

Cash in Bank

£303.44K2023£421.35K2025
+38.9%vs 2023

+17.8% a year compound (CAGR)

Total Assets

£1.74M2023£1.55M2025
-11.3%vs 2023

-5.8% a year compound (CAGR)

Total Liabilities

£934.55K2023£548.62K2025
-41.3%vs 2023

-23.4% a year compound (CAGR)

Employees

202023172025
-15%vs 2023-3

Biggest increase

Cash in Bank+38.9%

£303.44K in 2023 to £421.35K in 2025

Biggest decrease

Total Liabilities-41.3%

£934.55K in 2023 to £548.62K in 2025

MERCIA UNDERWRITING SOLUTIONS LTD's filings pull in both directions between 2023 and 2025. The steepest rise came in cash in bank, pointing to a more liquid cash position, set against a fall in total liabilities, pointing to lighter outstanding obligations. See the full year-by-year figures.

Ratios from the filed figures

Calculated from MERCIA UNDERWRITING SOLUTIONS LTD's own reported amounts, each shown against the year it was derived from — nothing here is estimated or industry-averaged.

Net assets to total assets
64.45%2025

Reported net assets divided by reported total assets, for the latest year both were filed. Shows how much of the asset base is not financed by liabilities.

Liabilities to total assets
35.47%2025

Total liabilities divided by reported total assets, for the latest year both were available. Shows how much of the asset base is funded by obligations.

Cash to liabilities
76.80%2025

Reported cash in bank divided by total liabilities for the same year. Shows what share of outstanding obligations the reported cash balance would cover.

Cash to total assets
27.24%2025

Reported cash in bank divided by reported total assets, for the latest year both were filed.

Financial history

Every indicator Okredo tracks, year by year.

Reported financial indicators for MERCIA UNDERWRITING SOLUTIONS LTD by year. Amounts are as filed; a dash means the figure was not reported for that year.

Indicator20212022202320242025
Net Assets£309.73K448.11K801.30K844.95K996.89K
Total Assets£669.47K1.12M1.74M1.39M1.55M
Cash in Bank£442.71K820.46K303.44K34.91K421.35K
Total Liabilities£359.74K670.34K934.55K541.86K548.62K
Employees2222201617

MERCIA UNDERWRITING SOLUTIONS LTD financials: frequently asked questions

Answered from this company's own filed figures.

Has MERCIA UNDERWRITING SOLUTIONS LTD filed financial statements?

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Yes. Okredo holds filed figures for MERCIA UNDERWRITING SOLUTIONS LTD covering 2021–2025, across 5 reported indicators. The most recent reported year is 2025.

What net assets did MERCIA UNDERWRITING SOLUTIONS LTD report in 2025?

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MERCIA UNDERWRITING SOLUTIONS LTD reported net assets of £996.89K for 2025. That compares with £844.95K in 2024, a change of 17.98%.

What total assets did MERCIA UNDERWRITING SOLUTIONS LTD report in 2025?

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MERCIA UNDERWRITING SOLUTIONS LTD reported total assets of £1.55M for 2025. That compares with £1.39M in 2024, a change of 11.16%.

What cash in bank did MERCIA UNDERWRITING SOLUTIONS LTD report in 2025?

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MERCIA UNDERWRITING SOLUTIONS LTD reported cash in bank of £421.35K for 2025. That compares with £34.91K in 2024, a change of 1.11K%.

How many people does MERCIA UNDERWRITING SOLUTIONS LTD employ?

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MERCIA UNDERWRITING SOLUTIONS LTD reported 17 employees in 2025, compared with 16 in 2024.

How have MERCIA UNDERWRITING SOLUTIONS LTD financials changed over the last 3 years?

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Between 2023 and 2025, MERCIA UNDERWRITING SOLUTIONS LTD's net assets rose by 24.4%, cash in bank rose by 38.9%, total assets fell by 11.3% and total liabilities fell by 41.3%. Net assets compounded at 11.5% a year across the two years to 2025, from £801.30K to £996.89K. Reported headcount went from 20 in 2023 to 17 in 2025 (-3).

Which years of MERCIA UNDERWRITING SOLUTIONS LTD financial data are available?

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Okredo holds reported figures for the years 2021, 2022, 2023, 2024, 2025. Where an indicator was not reported for a given year, the financial history table shows a dash rather than a value.