MORTGAGE SMART LIMITED Financials
- Company number
- 12749965Copy
Copy - Registered office
- Unit 1 Old Greens Norton Road, Towcester NN12 8AX
- Incorporated
- 17/07/2020
Company snapshot
- Status
- Active
- Employees
- 3 (2025)
- Latest financial data
- 2025
- Accounts type
- Micro Entity
Financial highlights
Latest reported figures. Okredo holds filed data for 2021–2025.
Net Assets
28.06%vs 20242024: £41.64K
Total Assets
21.06%vs 20242024: £65.49K
Total Liabilities
8.83%vs 20242024: £23.85K
Employees
0vs 20242024: 3
In 2025, MORTGAGE SMART LIMITED reported net assets of £53.33K. The same filing shows total assets of £79.28K and total liabilities of £25.95K. Reported headcount was 3 in 2025. Total Assets rose from £65.49K in 2024 to £79.28K in 2025 (21.06%). Okredo holds filed figures for 2021–2025; the table below lists every reported indicator by year. See every reported indicator by year.
Financial performance
Pick a measure to see how it has moved across the reported years, with the year-on-year change beneath it.
Net Assets
28.06%from £41.64K in 2024Year-on-year change
Net Assets as filed for 2021–2025. Every figure in this chart is also in the financial history table.
3-year financial trend (2023–2025)
How the figures MORTGAGE SMART LIMITED filed moved across the three reported years 2023, 2024 and 2025 — measured end to end rather than year on year.
Net Assets
+4.8%vs 2023+2.4% a year compound (CAGR)
Total Assets
+13.5%vs 2023+6.5% a year compound (CAGR)
Total Liabilities
+36.8%vs 2023+17% a year compound (CAGR)
Employees
0%vs 2023Biggest increase
Total Liabilities+36.8%
£18.97K in 2023 to £25.95K in 2025
Every measure that changed in MORTGAGE SMART LIMITED's filings between 2023 and 2025 rose. The steepest rise came in total liabilities, pointing to heavier outstanding obligations, with net assets and total assets climbing alongside it. See the full year-by-year figures.
Ratios from the filed figures
Calculated from MORTGAGE SMART LIMITED's own reported amounts, each shown against the year it was derived from — nothing here is estimated or industry-averaged.
- Net assets to total assets
- 67.26%2025
- Liabilities to total assets
- 32.74%2025
Reported net assets divided by reported total assets, for the latest year both were filed. Shows how much of the asset base is not financed by liabilities.
Total liabilities divided by reported total assets, for the latest year both were available. Shows how much of the asset base is funded by obligations.
Financial history
Every indicator Okredo tracks, year by year.
Reported financial indicators for MORTGAGE SMART LIMITED by year. Amounts are as filed; a dash means the figure was not reported for that year.
| Indicator | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Net Assets£ | 43.38K | 68.18K | 50.90K | 41.64K | 53.33K |
| Total Assets£ | 70.39K | 99.26K | 69.87K | 65.49K | 79.28K |
| Cash in Bank£ | – | – | – | – | – |
| Total Liabilities£ | 27.01K | 31.08K | 18.97K | 23.85K | 25.95K |
| Employees | 3 | 3 | 3 | 3 | 3 |
MORTGAGE SMART LIMITED financials: frequently asked questions
Answered from this company's own filed figures.
Has MORTGAGE SMART LIMITED filed financial statements?
Yes. Okredo holds filed figures for MORTGAGE SMART LIMITED covering 2021–2025, across 4 reported indicators. The most recent reported year is 2025.
What net assets did MORTGAGE SMART LIMITED report in 2025?
MORTGAGE SMART LIMITED reported net assets of £53.33K for 2025. That compares with £41.64K in 2024, a change of 28.06%.
What total assets did MORTGAGE SMART LIMITED report in 2025?
MORTGAGE SMART LIMITED reported total assets of £79.28K for 2025. That compares with £65.49K in 2024, a change of 21.06%.
What total liabilities did MORTGAGE SMART LIMITED report in 2025?
MORTGAGE SMART LIMITED reported total liabilities of £25.95K for 2025. That compares with £23.85K in 2024, a change of 8.83%.
How many people does MORTGAGE SMART LIMITED employ?
MORTGAGE SMART LIMITED reported 3 employees in 2025, compared with 3 in 2024.
How have MORTGAGE SMART LIMITED financials changed over the last 3 years?
Between 2023 and 2025, MORTGAGE SMART LIMITED's net assets rose by 4.8%, total assets rose by 13.5%, total liabilities rose by 36.8% and employee numbers was unchanged. Net assets compounded at 2.4% a year across the two years to 2025, from £50.90K to £53.33K. Reported headcount went from 3 in 2023 to 3 in 2025.
Which years of MORTGAGE SMART LIMITED financial data are available?
Okredo holds reported figures for the years 2021, 2022, 2023, 2024, 2025. Where an indicator was not reported for a given year, the financial history table shows a dash rather than a value.