OPTIMAL RISK GROUP LIMITED Financials
- Company number
- 04499863CopyCopy
- Registered office
- Fountain House, Queens Walk, Reading Fountain House, Queens Walk, Reading RG1 7QF
- Incorporated
- 31/07/2002
Company snapshot
- Status
- Active
- Employees
- 7 (2025)
- Latest financial data
- 2025
- Accounts type
- Total Exemption Full
Financial highlights
Latest reported figures. Okredo holds filed data for 2021–2025.
Net Assets
94.14%vs 20242024: £284.11K
Total Assets
61.47%vs 20242024: £979.65K
Cash in Bank
182.06%vs 20242024: £123.31K
Total Liabilities
47.96%vs 20242024: £692.21K
Employees
-1vs 20242024: 8
In 2025, OPTIMAL RISK GROUP LIMITED reported net assets of £551.58K. The same filing shows total assets of £1.58M, cash in bank of £347.82K and total liabilities of £1.02M. Reported headcount was 7 in 2025. Total Assets rose from £979.65K in 2024 to £1.58M in 2025 (61.47%). Okredo holds filed figures for 2021–2025; the table below lists every reported indicator by year. See every reported indicator by year.
Financial performance
Pick a measure to see how it has moved across the reported years, with the year-on-year change beneath it.
Net Assets
94.14%from £284.11K in 2024Year-on-year change
Net Assets as filed for 2021–2025. Every figure in this chart is also in the financial history table.
3-year financial trend (2023–2025)
How the figures OPTIMAL RISK GROUP LIMITED filed moved across the three reported years 2023, 2024 and 2025 — measured end to end rather than year on year.
Net Assets
+53.1%vs 2023+23.7% a year compound (CAGR)
Cash in Bank
Increasedvs 2023Total Assets
+91.2%vs 2023+38.3% a year compound (CAGR)
Total Liabilities
+121%vs 2023+48.6% a year compound (CAGR)
Employees
-12.5%vs 2023-1Biggest increase
Total Liabilities+121%
£464.05K in 2023 to £1.02M in 2025
Biggest decrease
Employees-12.5%
8 in 2023 to 7 in 2025
OPTIMAL RISK GROUP LIMITED's filings pull in both directions between 2023 and 2025. The steepest rise came in total liabilities, pointing to heavier outstanding obligations, set against a fall in employee numbers, pointing to a smaller workforce. See the full year-by-year figures.
Ratios from the filed figures
Calculated from OPTIMAL RISK GROUP LIMITED's own reported amounts, each shown against the year it was derived from — nothing here is estimated or industry-averaged.
- Net assets to total assets
- 34.87%2025
- Reported net assets divided by reported total assets, for the latest year both were filed. Shows how much of the asset base is not financed by liabilities.
- Liabilities to total assets
- 64.75%2025
- Total liabilities divided by reported total assets, for the latest year both were available. Shows how much of the asset base is funded by obligations.
- Cash to liabilities
- 33.96%2025
- Reported cash in bank divided by total liabilities for the same year. Shows what share of outstanding obligations the reported cash balance would cover.
- Cash to total assets
- 21.99%2025
- Reported cash in bank divided by reported total assets, for the latest year both were filed.
Financial history
Every indicator Okredo tracks, year by year.
Reported financial indicators for OPTIMAL RISK GROUP LIMITED by year. Amounts are as filed; a dash means the figure was not reported for that year.
| Indicator | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Net Assets£ | 13.19K | 384.19K | 360.34K | 284.11K | 551.58K |
| Total Assets£ | 419.12K | 869.39K | 827.31K | 979.65K | 1.58M |
| Cash in Bank£ | 10.82K | 92.90K | -12.57K | 123.31K | 347.82K |
| Total Liabilities£ | 404.59K | 483.87K | 464.05K | 692.21K | 1.02M |
| Employees | 5 | 6 | 8 | 8 | 7 |
OPTIMAL RISK GROUP LIMITED financials: frequently asked questions
Answered from this company's own filed figures.
Yes. Okredo holds filed figures for OPTIMAL RISK GROUP LIMITED covering 2021–2025, across 5 reported indicators. The most recent reported year is 2025.
OPTIMAL RISK GROUP LIMITED reported net assets of £551.58K for 2025. That compares with £284.11K in 2024, a change of 94.14%.
OPTIMAL RISK GROUP LIMITED reported total assets of £1.58M for 2025. That compares with £979.65K in 2024, a change of 61.47%.
OPTIMAL RISK GROUP LIMITED reported cash in bank of £347.82K for 2025. That compares with £123.31K in 2024, a change of 182.06%.
OPTIMAL RISK GROUP LIMITED reported 7 employees in 2025, compared with 8 in 2024.
Between 2023 and 2025, OPTIMAL RISK GROUP LIMITED's net assets rose by 53.1%, total assets rose by 91.2%, total liabilities rose by 121% and employee numbers fell by 12.5%. Net assets compounded at 23.7% a year across the two years to 2025, from £360.34K to £551.58K. Reported headcount went from 8 in 2023 to 7 in 2025 (-1).
Okredo holds reported figures for the years 2021, 2022, 2023, 2024, 2025. Where an indicator was not reported for a given year, the financial history table shows a dash rather than a value.