PERSONAL FINANCIAL MATTERS LTD Financials
- Company number
- 06684916Copy
Copy - Registered office
- 1 Broad Lane, Wolverhampton, West Midlands WV3 9BJ
- Incorporated
- 01/09/2008
Company snapshot
- Status
- Active
- Employees
- 2 (2025)
- Latest financial data
- 2025
- Accounts type
- Micro Entity
Financial highlights
Latest reported figures. Okredo holds filed data for 2021–2025.
Net Assets
-22.58%vs 20242024: £6.92K
Total Assets
-16.84%vs 20242024: £22.88K
Cash in Bank
First reported yearTotal Liabilities
-14.36%vs 20242024: £15.96K
Employees
-1vs 20242024: 3
In 2025, PERSONAL FINANCIAL MATTERS LTD reported net assets of £5.36K. The same filing shows total assets of £19.02K, cash in bank of £75.90K and total liabilities of £13.67K. Reported headcount was 2 in 2025. Total Assets fell from £22.88K in 2024 to £19.02K in 2025 (-16.84%). Okredo holds filed figures for 2021–2025; the table below lists every reported indicator by year. See every reported indicator by year.
Financial performance
Pick a measure to see how it has moved across the reported years, with the year-on-year change beneath it.
Net Assets
-22.58%from £6.92K in 2024Year-on-year change
Net Assets as filed for 2021–2025. Every figure in this chart is also in the financial history table.
3-year financial trend (2023–2025)
How the figures PERSONAL FINANCIAL MATTERS LTD filed moved across the three reported years 2023, 2024 and 2025 — measured end to end rather than year on year.
Net Assets
-79.1%vs 2023-54.3% a year compound (CAGR)
Total Assets
-63.4%vs 2023-39.5% a year compound (CAGR)
Total Liabilities
-48.1%vs 2023-28% a year compound (CAGR)
Employees
-33.3%vs 2023-1Biggest decrease
Net Assets-79.1%
£25.61K in 2023 to £5.36K in 2025
Every indicator Okredo holds for PERSONAL FINANCIAL MATTERS LTD fell between 2023 and 2025. The steepest fall came in net assets, pointing to a weakening balance sheet, with total assets, total liabilities and employee numbers falling alongside it. See the full year-by-year figures.
Ratios from the filed figures
Calculated from PERSONAL FINANCIAL MATTERS LTD's own reported amounts, each shown against the year it was derived from — nothing here is estimated or industry-averaged.
- Net assets to total assets
- 28.16%2025
- Liabilities to total assets
- 71.84%2025
Reported net assets divided by reported total assets, for the latest year both were filed. Shows how much of the asset base is not financed by liabilities.
Total liabilities divided by reported total assets, for the latest year both were available. Shows how much of the asset base is funded by obligations.
Financial history
Every indicator Okredo tracks, year by year.
Reported financial indicators for PERSONAL FINANCIAL MATTERS LTD by year. Amounts are as filed; a dash means the figure was not reported for that year.
| Indicator | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Net Assets£ | 65.85K | 38.53K | 25.61K | 6.92K | 5.36K |
| Total Assets£ | – | 76.29K | 51.95K | 22.88K | 19.02K |
| Cash in Bank£ | 75.90K | – | – | – | – |
| Total Liabilities£ | – | 37.76K | 26.34K | 15.96K | 13.67K |
| Employees | 0 | 3 | 3 | 3 | 2 |
PERSONAL FINANCIAL MATTERS LTD financials: frequently asked questions
Answered from this company's own filed figures.
Has PERSONAL FINANCIAL MATTERS LTD filed financial statements?
Yes. Okredo holds filed figures for PERSONAL FINANCIAL MATTERS LTD covering 2021–2025, across 5 reported indicators. The most recent reported year is 2025.
What net assets did PERSONAL FINANCIAL MATTERS LTD report in 2025?
PERSONAL FINANCIAL MATTERS LTD reported net assets of £5.36K for 2025. That compares with £6.92K in 2024, a change of -22.58%.
What total assets did PERSONAL FINANCIAL MATTERS LTD report in 2025?
PERSONAL FINANCIAL MATTERS LTD reported total assets of £19.02K for 2025. That compares with £22.88K in 2024, a change of -16.84%.
What cash in bank did PERSONAL FINANCIAL MATTERS LTD report in 2021?
PERSONAL FINANCIAL MATTERS LTD reported cash in bank of £75.90K for 2021. There is no earlier filing to compare it against.
How many people does PERSONAL FINANCIAL MATTERS LTD employ?
PERSONAL FINANCIAL MATTERS LTD reported 2 employees in 2025, compared with 3 in 2024.
How have PERSONAL FINANCIAL MATTERS LTD financials changed over the last 3 years?
Between 2023 and 2025, PERSONAL FINANCIAL MATTERS LTD's net assets fell by 79.1%, total assets fell by 63.4%, total liabilities fell by 48.1% and employee numbers fell by 33.3%. Net assets contracted at 54.3% a year across the two years to 2025, from £25.61K to £5.36K. Reported headcount went from 3 in 2023 to 2 in 2025 (-1).
Which years of PERSONAL FINANCIAL MATTERS LTD financial data are available?
Okredo holds reported figures for the years 2021, 2022, 2023, 2024, 2025. Where an indicator was not reported for a given year, the financial history table shows a dash rather than a value.