Annual accounts
Full accounts
30/09/2026Filing deadline
- Next accounts made up to
- 31/12/2025
- Last accounts made up to
- 31/12/2024
Reference data exactly as held at Companies House.
The 4 most recent documents filed at Companies House.
Termination of appointment of Andrew Keith O'shea as a director on 2026-07-31
Appointment of Mr Raj Ladwa as a director on 2026-07-07
Appointment of Ms Caroline Michelle Hawkesley as a director on 2026-04-21
Termination of appointment of Patrick John Mill as a director on 2026-04-07
What Pre-Score will tell you

The two filings Companies House requires every year, and where each one stands against its deadline today.
Full accounts
30/09/2026Filing deadline
Confirms the registry record is up to date
The latest figures PHARON INDEPENDENT FINANCIAL ADVISERS LIMITED filed. Okredo holds filed accounts data for 2021–2024; the year-by-year record is on the financials page.
Net Assets
2023: £2.85M
Total Assets
2023: £3.62M
Cash in Bank
2023: £1.29M
Total Liabilities
2023: £751.28K
Employees
2023: 36
Of the 4 measures with an earlier filing to compare against, 3 rose and 1 fell. Cash in bank moved furthest, up 217.07% on 2023. See the full financial analysis for PHARON INDEPENDENT FINANCIAL ADVISERS LIMITED.
The full financial record
Four ways through PHARON INDEPENDENT FINANCIAL ADVISERS LIMITED's filed accounts — the year-by-year numbers, the compound rates and the ratios behind them.
Headcount as reported to Companies House for 2021–2024.
| Year | Employees | Change |
|---|---|---|
| 2024 | 37 | +1 |
| 2023 | 36 | -1 |
| 2022 | 37 | +3 |
| 2021 | 34 | – |
Reported employee count increased from 34 in 2021 to 37 in 2024. See how headcount moved alongside the reported financials.
Credit report
It is a professional assessment of the company 's performance, revealing company's potential and risks, showing it's past experiences and revealing future prospects.
Directors, secretaries and other appointed officers, with the period each has served.
| Person | Role | Period | Connected companies |
|---|---|---|---|
| Director | 24/10/2018–31/07/2026 | 3 | |
| Director | 22/04/1994–03/09/2010 | 12 | |
| Director | 01/12/1992–26/04/2010 | 3 | |
| Director | 24/11/2025–07/04/2026 | 17 | |
| Director | 18/02/2003–Present | 3 | |
| Director | 21/04/2026–Present | 21 | |
| Director | 24/11/2025–Present | 13 | |
| Director | 04/02/2020–Present | 3 | |
| Director | 05/01/1999–12/06/2000 | 1 | |
| Director | 18/02/2003–Present | 7 | |
| Secretary | 11/07/2003–27/02/2009 | 3 | |
| Secretary | 02/04/2019–24/11/2025 | 0 | |
| Secretary | 03/09/2010–02/04/2019 | 0 | |
| Secretary | 27/02/2009–03/09/2010 | 3 | |
| Secretary | 01/01/2002–11/07/2003 | 1 | |
| Director | 07/07/2026–Present | 1 |
Individuals or entities with significant control over the company, as declared to Companies House.
| Person | Period | Connected companies |
|---|---|---|
| 24/11/2025–Present | 1 | |
| 07/08/2023–24/11/2025 | 3 | |
| 07/08/2023–Present | 3 | |
| 30/04/2016–30/08/2021 | 6 | |
| 30/04/2016–07/08/2023 | 0 | |
| 30/04/2016–Present | 0 | |
| 07/08/2023–24/11/2025 | 0 | |
| 07/08/2023–Present | 0 |
Every document on the Companies House record, newest first.
Termination of appointment of Andrew Keith O'shea as a director on 2026-07-31
Appointment of Mr Raj Ladwa as a director on 2026-07-07
Appointment of Ms Caroline Michelle Hawkesley as a director on 2026-04-21
Termination of appointment of Patrick John Mill as a director on 2026-04-07
Confirmation statement made on 2026-01-12 with updates
Resolutions
Particulars of variation of rights attached to shares
Change of share class name or designation
Appointment of Mr Thomas David Barnett as a director on 2025-11-24
Cessation of Andrew Keith O'shea as a person with significant control on 2025-11-24
Cessation of Nicholas David O'shea as a person with significant control on 2025-11-24
Memorandum and Articles of Association
Showing 12 of 46 filings
See when the next accounts and confirmation statement are due
9 UK companies are similar to PHARON INDEPENDENT FINANCIAL ADVISERS LIMITED, sharing the same company status (Active), the same industry sector and activity group (Life insurance) and a comparable number of employees. The 5 closest matches are shown below to help you compare competitors and industry peers.
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First Floor Waterside House, Wearfield, Sunderland Enterprise Park, Sunderland SR5 2TZ
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Centurion House, 136-142 London Road, St. Albans, Hertfordshire AL1 1PQ
5400 Lakeside Cheadle Royal Business Park, Cheadle SK8 3GQ
A short description of the company, written from its Companies House record.
PHARON INDEPENDENT FINANCIAL ADVISERS LIMITED is a private limited company registered in the United Kingdom, based in Lawrence House Summer Hill, Harbledown, Canterbury, Kent CT2 8GT. Companies House classifies its business as Life insurance. It has been on the register for 53 years 5 months.
The register currently records it as active. Its 2024 accounts report net assets of £4.76M and 37 employees.
Answered from this company's own registry record and filed figures.
Companies House records PHARON INDEPENDENT FINANCIAL ADVISERS LIMITED under one registered business activity: Life insurance (65.11 - SIC 2007).
PHARON INDEPENDENT FINANCIAL ADVISERS LIMITED is recorded as active on the Companies House register, and has been on it since 02/04/1973.
The most recent accounts Okredo holds cover 2024 and report net assets of £4.76M, total assets of £5.50M, cash in bank of £4.09M and total liabilities of £725.51K.
The most recent document on the record is dated 31/07/2026: Termination of appointment of Andrew Keith O'shea as a director on 2026-07-31, 1 month ago.
On the current registry record, accounts are due by 30/09/2026.
Companies House lists 16 officers (6 currently in post) and 8 people with significant control (4 current).