R & F INSULATIONS LIMITED Financials
- Company number
- 02082638CopyCopy
- Registered office
- Unit 5 Hall Road Industrial, Estate Hall Road, Southminster, Essex CM0 7DA
- Incorporated
- 10/12/1986
Company snapshot
- Status
- Active
- Employees
- 7 (2025)
- Latest financial data
- 2025
- Accounts type
- Small
Financial highlights
Latest reported figures. Okredo holds filed data for 2023–2025.
Net Assets
-71.41%vs 20242024: £117.20K
Total Assets
-4.43%vs 20242024: £212.28K
Cash in Bank
-99.77%vs 20242024: £34.21K
Total Liabilities
91.45%vs 20242024: £88.47K
Employees
-3vs 20242024: 10
In 2025, R & F INSULATIONS LIMITED reported net assets of £33.51K. The same filing shows total assets of £202.88K, cash in bank of £80.00 and total liabilities of £169.37K. Reported headcount was 7 in 2025. Net Assets fell from £117.20K in 2024 to £33.51K in 2025 (-71.41%). Okredo holds filed figures for 2023–2025; the table below lists every reported indicator by year. See every reported indicator by year.
Financial performance
Pick a measure to see how it has moved across the reported years, with the year-on-year change beneath it.
Net Assets
-71.41%from £117.20K in 2024Year-on-year change
Net Assets as filed for 2023–2025. Every figure in this chart is also in the financial history table.
3-year financial trend (2023–2025)
How the figures R & F INSULATIONS LIMITED filed moved across the three reported years 2023, 2024 and 2025 — measured end to end rather than year on year.
Net Assets
-80.2%vs 2023-55.5% a year compound (CAGR)
Cash in Bank
-99.8%vs 2023-95.4% a year compound (CAGR)
Total Assets
-19.5%vs 2023-10.3% a year compound (CAGR)
Total Liabilities
+131%vs 2023+52.1% a year compound (CAGR)
Employees
-30%vs 2023-3Biggest increase
Total Liabilities+131%
£73.25K in 2023 to £169.37K in 2025
Biggest decrease
Cash in Bank-99.8%
£37.85K in 2023 to £80.00 in 2025
R & F INSULATIONS LIMITED's filings pull in both directions between 2023 and 2025. The steepest rise came in total liabilities, pointing to heavier outstanding obligations, set against a fall in cash in bank, pointing to a tighter cash position. See the full year-by-year figures.
Ratios from the filed figures
Calculated from R & F INSULATIONS LIMITED's own reported amounts, each shown against the year it was derived from — nothing here is estimated or industry-averaged.
- Net assets to total assets
- 16.52%2025
- Reported net assets divided by reported total assets, for the latest year both were filed. Shows how much of the asset base is not financed by liabilities.
- Liabilities to total assets
- 83.48%2025
- Total liabilities divided by reported total assets, for the latest year both were available. Shows how much of the asset base is funded by obligations.
- Cash to liabilities
- 0.05%2025
- Reported cash in bank divided by total liabilities for the same year. Shows what share of outstanding obligations the reported cash balance would cover.
- Cash to total assets
- 0.04%2025
- Reported cash in bank divided by reported total assets, for the latest year both were filed.
Financial history
Every indicator Okredo tracks, year by year.
Reported financial indicators for R & F INSULATIONS LIMITED by year. Amounts are as filed; a dash means the figure was not reported for that year.
| Indicator | 2023 | 2024 | 2025 |
|---|---|---|---|
| Net Assets£ | 168.85K | 117.20K | 33.51K |
| Total Assets£ | 252.13K | 212.28K | 202.88K |
| Cash in Bank£ | 37.85K | 34.21K | 80.00 |
| Total Liabilities£ | 73.25K | 88.47K | 169.37K |
| Employees | 10 | 10 | 7 |
R & F INSULATIONS LIMITED financials: frequently asked questions
Answered from this company's own filed figures.
Yes. Okredo holds filed figures for R & F INSULATIONS LIMITED covering 2023–2025, across 5 reported indicators. The most recent reported year is 2025.
R & F INSULATIONS LIMITED reported net assets of £33.51K for 2025. That compares with £117.20K in 2024, a change of -71.41%.
R & F INSULATIONS LIMITED reported total assets of £202.88K for 2025. That compares with £212.28K in 2024, a change of -4.43%.
R & F INSULATIONS LIMITED reported cash in bank of £80.00 for 2025. That compares with £34.21K in 2024, a change of -99.77%.
R & F INSULATIONS LIMITED reported 7 employees in 2025, compared with 10 in 2024.
Between 2023 and 2025, R & F INSULATIONS LIMITED's net assets fell by 80.2%, cash in bank fell by 99.8%, total assets fell by 19.5% and total liabilities rose by 131%. Net assets contracted at 55.5% a year across the two years to 2025, from £168.85K to £33.51K. Reported headcount went from 10 in 2023 to 7 in 2025 (-3).
Okredo holds reported figures for the years 2023, 2024, 2025. Where an indicator was not reported for a given year, the financial history table shows a dash rather than a value.