S & M CONTRACTORS LIMITED Financials
- Company number
- 03858853CopyCopy
- Registered office
- The Octagon Suite E2, 2nd Floor, Middleborough, Colchester, Essex CO1 1TG
- Incorporated
- 14/10/1999
Company snapshot
- Status
- Active
- Employees
- 0 (2025)
- Latest financial data
- 2025
- Accounts type
- Total Exemption Full
Financial highlights
Latest reported figures. Okredo holds filed data for 2021–2025.
Net Assets
-19.72%vs 20242024: £1.47M
Total Assets
-27.13%vs 20242024: £1.76M
Cash in Bank
-65.50%vs 20242024: £314.15K
Total Liabilities
-64.74%vs 20242024: £289.02K
Employees
0vs 20242024: 0
In 2025, S & M CONTRACTORS LIMITED reported net assets of £1.18M. The same filing shows total assets of £1.28M, cash in bank of £108.38K and total liabilities of £101.92K. Reported headcount was 0 in 2025. Total Assets fell from £1.76M in 2024 to £1.28M in 2025 (-27.13%). Okredo holds filed figures for 2021–2025; the table below lists every reported indicator by year. See every reported indicator by year.
Financial performance
Pick a measure to see how it has moved across the reported years, with the year-on-year change beneath it.
Net Assets
-19.72%from £1.47M in 2024Year-on-year change
Net Assets as filed for 2021–2025. Every figure in this chart is also in the financial history table.
3-year financial trend (2023–2025)
How the figures S & M CONTRACTORS LIMITED filed moved across the three reported years 2023, 2024 and 2025 — measured end to end rather than year on year.
Net Assets
-28.8%vs 2023-15.6% a year compound (CAGR)
Cash in Bank
-76.2%vs 2023-51.2% a year compound (CAGR)
Total Assets
-55.9%vs 2023-33.6% a year compound (CAGR)
Total Liabilities
-91.8%vs 2023-71.4% a year compound (CAGR)
Employees
-100%vs 2023-24Biggest decrease
Employees-100%
24 in 2023 to 0 in 2025
Every indicator Okredo holds for S & M CONTRACTORS LIMITED fell between 2023 and 2025. The steepest fall came in employee numbers, pointing to a smaller workforce, with net assets, cash in bank, total assets and total liabilities falling alongside it. See the full year-by-year figures.
Ratios from the filed figures
Calculated from S & M CONTRACTORS LIMITED's own reported amounts, each shown against the year it was derived from — nothing here is estimated or industry-averaged.
- Net assets to total assets
- 92.04%2025
- Reported net assets divided by reported total assets, for the latest year both were filed. Shows how much of the asset base is not financed by liabilities.
- Liabilities to total assets
- 7.96%2025
- Total liabilities divided by reported total assets, for the latest year both were available. Shows how much of the asset base is funded by obligations.
- Cash to liabilities
- 106.34%2025
- Reported cash in bank divided by total liabilities for the same year. Shows what share of outstanding obligations the reported cash balance would cover.
- Cash to total assets
- 8.47%2025
- Reported cash in bank divided by reported total assets, for the latest year both were filed.
Financial history
Every indicator Okredo tracks, year by year.
Reported financial indicators for S & M CONTRACTORS LIMITED by year. Amounts are as filed; a dash means the figure was not reported for that year.
| Indicator | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Net Assets£ | 1.57M | 1.61M | 1.66M | 1.47M | 1.18M |
| Total Assets£ | 2.75M | 3.07M | 2.90M | 1.76M | 1.28M |
| Cash in Bank£ | 512.18K | 403.21K | 454.84K | 314.15K | 108.38K |
| Total Liabilities£ | 1.19M | 1.46M | 1.25M | 289.02K | 101.92K |
| Employees | 11 | 21 | 24 | 0 | 0 |
S & M CONTRACTORS LIMITED financials: frequently asked questions
Answered from this company's own filed figures.
Yes. Okredo holds filed figures for S & M CONTRACTORS LIMITED covering 2021–2025, across 5 reported indicators. The most recent reported year is 2025.
S & M CONTRACTORS LIMITED reported net assets of £1.18M for 2025. That compares with £1.47M in 2024, a change of -19.72%.
S & M CONTRACTORS LIMITED reported total assets of £1.28M for 2025. That compares with £1.76M in 2024, a change of -27.13%.
S & M CONTRACTORS LIMITED reported cash in bank of £108.38K for 2025. That compares with £314.15K in 2024, a change of -65.50%.
S & M CONTRACTORS LIMITED reported 0 employees in 2025, compared with 0 in 2024.
Between 2023 and 2025, S & M CONTRACTORS LIMITED's net assets fell by 28.8%, cash in bank fell by 76.2%, total assets fell by 55.9% and total liabilities fell by 91.8%. Net assets contracted at 15.6% a year across the two years to 2025, from £1.66M to £1.18M. Reported headcount went from 24 in 2023 to 0 in 2025 (-24).
Okredo holds reported figures for the years 2021, 2022, 2023, 2024, 2025. Where an indicator was not reported for a given year, the financial history table shows a dash rather than a value.