Annual accounts
Micro Entity accounts
30/06/2027Filing deadline
- Next accounts made up to
- 30/09/2026
- Last accounts made up to
- 30/09/2025
Reference data exactly as held at Companies House.
The 4 most recent documents filed at Companies House.
Compulsory strike-off action has been discontinued
First Gazette notice for compulsory strike-off
Termination of appointment of James Mitchell Miles as a director on 2025-10-29
Termination of appointment of Michael James Tilston as a director on 2025-10-29
What Pre-Score will tell you

The two filings Companies House requires every year, and where each one stands against its deadline today.
Micro Entity accounts
30/06/2027Filing deadline
Confirms the registry record is up to date
The latest figures SMART FINANCIAL SERVICES LTD filed. Okredo holds filed accounts data for 2022–2025; the year-by-year record is on the financials page.
Net Assets
2023: £2.06K
Total Assets
2024: £19.92K
Total Liabilities
2024: £3.21K
Employees
2024: 4
Of the 3 measures with an earlier filing to compare against, 2 rose and 1 fell. Total liabilities moved furthest, up 611.70% on 2024. See the full financial analysis for SMART FINANCIAL SERVICES LTD.
The full financial record
Four ways through SMART FINANCIAL SERVICES LTD's filed accounts — the year-by-year numbers, the compound rates and the ratios behind them.
Headcount as reported to Companies House for 2022–2025.
| Year | Employees | Change |
|---|---|---|
| 2025 | 4 | 0 |
| 2024 | 4 | 0 |
| 2023 | 4 | 0 |
| 2022 | 4 | – |
Reported employee count was unchanged at 4 between 2022 and 2025. See how headcount moved alongside the reported financials.
Credit report
It is a professional assessment of the company 's performance, revealing company's potential and risks, showing it's past experiences and revealing future prospects.
Directors, secretaries and other appointed officers, with the period each has served.
| Person | Role | Period | Connected companies |
|---|---|---|---|
| Director | 16/12/2021–24/11/2023 | 12 | |
| Director | 16/12/2021–29/10/2025 | 9 | |
| Director | 16/12/2021–29/10/2025 | 9 | |
| Director | 16/12/2021–Present | 1 | |
| Director | 16/12/2021–Present | 0 |
Individuals or entities with significant control over the company, as declared to Companies House.
| Person | Period | Connected companies |
|---|---|---|
| 16/12/2021–Present | 67 |
Every document on the Companies House record, newest first.
Compulsory strike-off action has been discontinued
First Gazette notice for compulsory strike-off
Termination of appointment of James Mitchell Miles as a director on 2025-10-29
Termination of appointment of Michael James Tilston as a director on 2025-10-29
Previous accounting period shortened from 2025-12-31 to 2025-09-30
Micro company accounts made up to 2025-09-30
Micro company accounts made up to 2024-12-31
Confirmation statement made on 2024-12-15 with no updates
Micro company accounts made up to 2023-12-31
Termination of appointment of Robert James Graves as a director on 2023-11-24
Change of details for Smart Estate Agent Limited as a person with significant control on 2023-11-24
Confirmation statement made on 2023-12-15 with updates
Showing 12 of 14 filings
See when the next accounts and confirmation statement are due
1,448 UK companies are similar to SMART FINANCIAL SERVICES LTD, sharing the same company status (Active), the same industry sector and activity group (Financial intermediation not elsewhere classified) and a comparable number of employees. The 5 closest matches are shown below to help you compare competitors and industry peers.
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66 London Road, St. Albans, Hertfordshire AL1 1NW
A short description of the company, written from its Companies House record.
SMART FINANCIAL SERVICES LTD is a private limited company registered in the United Kingdom, based in 10 Southernhay West, Exeter EX1 1JG. Companies House classifies its business as Financial intermediation not elsewhere classified. It has been on the register for 4 years 9 months.
The register currently records it as active. Its 2025 accounts report net assets of £-983.00 and 4 employees.
Answered from this company's own registry record and filed figures.
Companies House records SMART FINANCIAL SERVICES LTD under one registered business activity: Financial intermediation not elsewhere classified (64.99/9 - SIC 2007).
SMART FINANCIAL SERVICES LTD is recorded as active on the Companies House register, and has been on it since 16/12/2021.
The most recent accounts Okredo holds cover 2025 and report net assets of £-983.00, total assets of £21.89K and total liabilities of £22.87K.
The most recent document on the record is dated 14/04/2026: Compulsory strike-off action has been discontinued, 5 months ago.
On the current registry record, accounts are due by 30/06/2027.
Companies House lists 5 officers (2 currently in post) and 1 person with significant control.