SPEND N SAVE LIMITED Financials
- Company number
- 05932547CopyCopy
- Registered office
- Office 1, 21 Hatherton Street, Walsall WS4 2LA
- Incorporated
- 12/09/2006
Company snapshot
- Status
- Active
- Employees
- 33 (2025)
- Latest financial data
- 2025
- Accounts type
- Total Exemption Full
Financial highlights
Latest reported figures. Okredo holds filed data for 2021–2025.
Net Assets
7.37%vs 20242024: £587.83K
Total Assets
0.39%vs 20242024: £1.12M
Cash in Bank
26.08%vs 20242024: £239.50K
Total Liabilities
-6.42%vs 20242024: £289.52K
Employees
0vs 20242024: 33
In 2025, SPEND N SAVE LIMITED reported net assets of £631.14K. The same filing shows total assets of £1.13M, cash in bank of £301.96K and total liabilities of £270.92K. Reported headcount was 33 in 2025. Cash in Bank rose from £239.50K in 2024 to £301.96K in 2025 (26.08%). Okredo holds filed figures for 2021–2025; the table below lists every reported indicator by year. See every reported indicator by year.
Financial performance
Pick a measure to see how it has moved across the reported years, with the year-on-year change beneath it.
Net Assets
7.37%from £587.83K in 2024Year-on-year change
Net Assets as filed for 2021–2025. Every figure in this chart is also in the financial history table.
3-year financial trend (2023–2025)
How the figures SPEND N SAVE LIMITED filed moved across the three reported years 2023, 2024 and 2025 — measured end to end rather than year on year.
Net Assets
+16.6%vs 2023+8% a year compound (CAGR)
Cash in Bank
-25.4%vs 2023-13.6% a year compound (CAGR)
Total Assets
-3.2%vs 2023-1.6% a year compound (CAGR)
Total Liabilities
-32.1%vs 2023-17.6% a year compound (CAGR)
Employees
-5.7%vs 2023-2Biggest increase
Net Assets+16.6%
£541.21K in 2023 to £631.14K in 2025
Biggest decrease
Total Liabilities-32.1%
£399.28K in 2023 to £270.92K in 2025
SPEND N SAVE LIMITED's filings pull in both directions between 2023 and 2025. The steepest rise came in net assets, pointing to a strengthening balance sheet, set against a fall in total liabilities, pointing to lighter outstanding obligations. See the full year-by-year figures.
Ratios from the filed figures
Calculated from SPEND N SAVE LIMITED's own reported amounts, each shown against the year it was derived from — nothing here is estimated or industry-averaged.
- Net assets to total assets
- 55.92%2025
- Reported net assets divided by reported total assets, for the latest year both were filed. Shows how much of the asset base is not financed by liabilities.
- Liabilities to total assets
- 24.01%2025
- Total liabilities divided by reported total assets, for the latest year both were available. Shows how much of the asset base is funded by obligations.
- Cash to liabilities
- 111.46%2025
- Reported cash in bank divided by total liabilities for the same year. Shows what share of outstanding obligations the reported cash balance would cover.
- Cash to total assets
- 26.76%2025
- Reported cash in bank divided by reported total assets, for the latest year both were filed.
Financial history
Every indicator Okredo tracks, year by year.
Reported financial indicators for SPEND N SAVE LIMITED by year. Amounts are as filed; a dash means the figure was not reported for that year.
| Indicator | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Net Assets£ | 290.94K | 428.97K | 541.21K | 587.83K | 631.14K |
| Total Assets£ | 885.28K | 1.04M | 1.17M | 1.12M | 1.13M |
| Cash in Bank£ | 346.27K | 476.18K | 404.81K | 239.50K | 301.96K |
| Total Liabilities£ | 374.18K | 373.31K | 399.28K | 289.52K | 270.92K |
| Employees | 32 | 34 | 35 | 33 | 33 |
SPEND N SAVE LIMITED financials: frequently asked questions
Answered from this company's own filed figures.
Yes. Okredo holds filed figures for SPEND N SAVE LIMITED covering 2021–2025, across 5 reported indicators. The most recent reported year is 2025.
SPEND N SAVE LIMITED reported net assets of £631.14K for 2025. That compares with £587.83K in 2024, a change of 7.37%.
SPEND N SAVE LIMITED reported total assets of £1.13M for 2025. That compares with £1.12M in 2024, a change of 0.39%.
SPEND N SAVE LIMITED reported cash in bank of £301.96K for 2025. That compares with £239.50K in 2024, a change of 26.08%.
SPEND N SAVE LIMITED reported 33 employees in 2025, compared with 33 in 2024.
Between 2023 and 2025, SPEND N SAVE LIMITED's net assets rose by 16.6%, cash in bank fell by 25.4%, total assets fell by 3.2% and total liabilities fell by 32.1%. Net assets compounded at 8% a year across the two years to 2025, from £541.21K to £631.14K. Reported headcount went from 35 in 2023 to 33 in 2025 (-2).
Okredo holds reported figures for the years 2021, 2022, 2023, 2024, 2025. Where an indicator was not reported for a given year, the financial history table shows a dash rather than a value.