STEPHEN GARDINER CONSTRUCTION LIMITED Financials
- Company number
- SC230629CopyCopy
- Registered office
- C/O Drummond Laurie Ltd Algo Business Centre, Glenearn Road, Perth PH2 0NJ
- Incorporated
- 22/04/2002
Company snapshot
- Status
- Active
- Employees
- 19 (2025)
- Latest financial data
- 2025
- Accounts type
- Total Exemption Full
Financial highlights
Latest reported figures. Okredo holds filed data for 2021–2025.
Net Assets
9.00%vs 20242024: £855.81K
Total Assets
18.25%vs 20242024: £1.58M
Cash in Bank
-37.16%vs 20242024: £445.19K
Total Liabilities
33.54%vs 20242024: £513.17K
Employees
0vs 20242024: 19
In 2025, STEPHEN GARDINER CONSTRUCTION LIMITED reported net assets of £932.82K. The same filing shows total assets of £1.87M, cash in bank of £279.74K and total liabilities of £685.30K. Reported headcount was 19 in 2025. Total Assets rose from £1.58M in 2024 to £1.87M in 2025 (18.25%). Okredo holds filed figures for 2021–2025; the table below lists every reported indicator by year. See every reported indicator by year.
Financial performance
Pick a measure to see how it has moved across the reported years, with the year-on-year change beneath it.
Net Assets
9.00%from £855.81K in 2024Year-on-year change
Net Assets as filed for 2021–2025. Every figure in this chart is also in the financial history table.
3-year financial trend (2023–2025)
How the figures STEPHEN GARDINER CONSTRUCTION LIMITED filed moved across the three reported years 2023, 2024 and 2025 — measured end to end rather than year on year.
Net Assets
+77.2%vs 2023+33.1% a year compound (CAGR)
Cash in Bank
-29.5%vs 2023-16% a year compound (CAGR)
Total Assets
+69.2%vs 2023+30.1% a year compound (CAGR)
Total Liabilities
+68.9%vs 2023+30% a year compound (CAGR)
Employees
0%vs 2023Biggest increase
Net Assets+77.2%
£526.53K in 2023 to £932.82K in 2025
Biggest decrease
Cash in Bank-29.5%
£396.84K in 2023 to £279.74K in 2025
STEPHEN GARDINER CONSTRUCTION LIMITED's filings pull in both directions between 2023 and 2025. The steepest rise came in net assets, pointing to a strengthening balance sheet, set against a fall in cash in bank, pointing to a tighter cash position. See the full year-by-year figures.
Ratios from the filed figures
Calculated from STEPHEN GARDINER CONSTRUCTION LIMITED's own reported amounts, each shown against the year it was derived from — nothing here is estimated or industry-averaged.
- Net assets to total assets
- 49.78%2025
- Reported net assets divided by reported total assets, for the latest year both were filed. Shows how much of the asset base is not financed by liabilities.
- Liabilities to total assets
- 36.57%2025
- Total liabilities divided by reported total assets, for the latest year both were available. Shows how much of the asset base is funded by obligations.
- Cash to liabilities
- 40.82%2025
- Reported cash in bank divided by total liabilities for the same year. Shows what share of outstanding obligations the reported cash balance would cover.
- Cash to total assets
- 14.93%2025
- Reported cash in bank divided by reported total assets, for the latest year both were filed.
Financial history
Every indicator Okredo tracks, year by year.
Reported financial indicators for STEPHEN GARDINER CONSTRUCTION LIMITED by year. Amounts are as filed; a dash means the figure was not reported for that year.
| Indicator | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Net Assets£ | 513.83K | 484.91K | 526.53K | 855.81K | 932.82K |
| Total Assets£ | 901.13K | 897.48K | 1.11M | 1.58M | 1.87M |
| Cash in Bank£ | 246.69K | 133.79K | 396.84K | 445.19K | 279.74K |
| Total Liabilities£ | 197.48K | 235.90K | 405.63K | 513.17K | 685.30K |
| Employees | 24 | 24 | 19 | 19 | 19 |
STEPHEN GARDINER CONSTRUCTION LIMITED financials: frequently asked questions
Answered from this company's own filed figures.
Yes. Okredo holds filed figures for STEPHEN GARDINER CONSTRUCTION LIMITED covering 2021–2025, across 5 reported indicators. The most recent reported year is 2025.
STEPHEN GARDINER CONSTRUCTION LIMITED reported net assets of £932.82K for 2025. That compares with £855.81K in 2024, a change of 9.00%.
STEPHEN GARDINER CONSTRUCTION LIMITED reported total assets of £1.87M for 2025. That compares with £1.58M in 2024, a change of 18.25%.
STEPHEN GARDINER CONSTRUCTION LIMITED reported cash in bank of £279.74K for 2025. That compares with £445.19K in 2024, a change of -37.16%.
STEPHEN GARDINER CONSTRUCTION LIMITED reported 19 employees in 2025, compared with 19 in 2024.
Between 2023 and 2025, STEPHEN GARDINER CONSTRUCTION LIMITED's net assets rose by 77.2%, cash in bank fell by 29.5%, total assets rose by 69.2% and total liabilities rose by 68.9%. Net assets compounded at 33.1% a year across the two years to 2025, from £526.53K to £932.82K. Reported headcount went from 19 in 2023 to 19 in 2025.
Okredo holds reported figures for the years 2021, 2022, 2023, 2024, 2025. Where an indicator was not reported for a given year, the financial history table shows a dash rather than a value.