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THE MORTGAGE LIBRARY LTD Financials

Company number
11949917Copy
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Registered office
199 Woodgrange Drive, Southend-On-Sea, Essex SS1 2SG
Incorporated
16/04/2019

Company snapshot

Status
Active
Employees
5 (2025)
Latest financial data
2025
Accounts type
Micro Entity

Financial highlights

Latest reported figures. Okredo holds filed data for 2021–2025.

Net Assets

£167.002025
4.38%vs 2024

2024: £160.00

Total Assets

£146.67K2025
24.33%vs 2024

2024: £117.97K

Total Liabilities

£146.50K2025
24.36%vs 2024

2024: £117.81K

Employees

52025
0vs 2024

2024: 5

In 2025, THE MORTGAGE LIBRARY LTD reported net assets of £167.00. The same filing shows total assets of £146.67K and total liabilities of £146.50K. Reported headcount was 5 in 2025. Total Assets rose from £117.97K in 2024 to £146.67K in 2025 (24.33%). Okredo holds filed figures for 2021–2025; the table below lists every reported indicator by year. See every reported indicator by year.

Financial performance

Pick a measure to see how it has moved across the reported years, with the year-on-year change beneath it.

Net Assets

£167.002025
4.38%from £160.00 in 2024

Year-on-year change

Net Assets as filed for 2021–2025. Every figure in this chart is also in the financial history table.

3-year financial trend (2023–2025)

How the figures THE MORTGAGE LIBRARY LTD filed moved across the three reported years 2023, 2024 and 2025 — measured end to end rather than year on year.

Net Assets

£327.002023£167.002025
-48.9%vs 2023

-28.5% a year compound (CAGR)

Total Assets

£62.83K2023£146.67K2025
+133%vs 2023

+52.8% a year compound (CAGR)

Total Liabilities

£62.50K2023£146.50K2025
+134%vs 2023

+53.1% a year compound (CAGR)

Employees

6202352025
-16.7%vs 2023-1

Biggest increase

Total Liabilities+134%

£62.50K in 2023 to £146.50K in 2025

Biggest decrease

Net Assets-48.9%

£327.00 in 2023 to £167.00 in 2025

THE MORTGAGE LIBRARY LTD's filings pull in both directions between 2023 and 2025. The steepest rise came in total liabilities, pointing to heavier outstanding obligations, set against a fall in net assets, pointing to a weakening balance sheet. See the full year-by-year figures.

Ratios from the filed figures

Calculated from THE MORTGAGE LIBRARY LTD's own reported amounts, each shown against the year it was derived from — nothing here is estimated or industry-averaged.

Net assets to total assets
0.11%2025

Reported net assets divided by reported total assets, for the latest year both were filed. Shows how much of the asset base is not financed by liabilities.

Liabilities to total assets
99.89%2025

Total liabilities divided by reported total assets, for the latest year both were available. Shows how much of the asset base is funded by obligations.

Financial history

Every indicator Okredo tracks, year by year.

Reported financial indicators for THE MORTGAGE LIBRARY LTD by year. Amounts are as filed; a dash means the figure was not reported for that year.

Indicator20212022202320242025
Net Assets£1.72K182.00327.00160.00167.00
Total Assets£58.91K77.29K62.83K117.97K146.67K
Cash in Bank£–––––
Total Liabilities£57.19K77.11K62.50K117.81K146.50K
Employees57655

THE MORTGAGE LIBRARY LTD financials: frequently asked questions

Answered from this company's own filed figures.

Has THE MORTGAGE LIBRARY LTD filed financial statements?

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Yes. Okredo holds filed figures for THE MORTGAGE LIBRARY LTD covering 2021–2025, across 4 reported indicators. The most recent reported year is 2025.

What net assets did THE MORTGAGE LIBRARY LTD report in 2025?

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THE MORTGAGE LIBRARY LTD reported net assets of £167.00 for 2025. That compares with £160.00 in 2024, a change of 4.38%.

What total assets did THE MORTGAGE LIBRARY LTD report in 2025?

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THE MORTGAGE LIBRARY LTD reported total assets of £146.67K for 2025. That compares with £117.97K in 2024, a change of 24.33%.

What total liabilities did THE MORTGAGE LIBRARY LTD report in 2025?

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THE MORTGAGE LIBRARY LTD reported total liabilities of £146.50K for 2025. That compares with £117.81K in 2024, a change of 24.36%.

How many people does THE MORTGAGE LIBRARY LTD employ?

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THE MORTGAGE LIBRARY LTD reported 5 employees in 2025, compared with 5 in 2024.

How have THE MORTGAGE LIBRARY LTD financials changed over the last 3 years?

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Between 2023 and 2025, THE MORTGAGE LIBRARY LTD's net assets fell by 48.9%, total assets rose by 133%, total liabilities rose by 134% and employee numbers fell by 16.7%. Net assets contracted at 28.5% a year across the two years to 2025, from £327.00 to £167.00. Reported headcount went from 6 in 2023 to 5 in 2025 (-1).

Which years of THE MORTGAGE LIBRARY LTD financial data are available?

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Okredo holds reported figures for the years 2021, 2022, 2023, 2024, 2025. Where an indicator was not reported for a given year, the financial history table shows a dash rather than a value.