THE PERSONAL AGENT LTD Financials
- Company number
- 04398817Copy
Copy - Registered office
- 9 Cheam Road, Epsom KT17 1SP
- Incorporated
- 20/03/2002
Company snapshot
- Status
- Active
- Employees
- 34 (2026)
- Latest financial data
- 2026
- Accounts type
- Total Exemption Full
Financial highlights
Latest reported figures. Okredo holds filed data for 2022–2026.
Net Assets
-51.44%vs 20252025: £645.49K
Total Assets
-45.01%vs 20252025: £1.48M
Cash in Bank
-48.16%vs 20252025: £416.70K
Total Liabilities
-40.06%vs 20252025: £838.08K
Employees
+5vs 20252025: 29
In 2026, THE PERSONAL AGENT LTD reported net assets of £313.47K. The same filing shows total assets of £815.85K, cash in bank of £216.04K and total liabilities of £502.38K. Reported headcount was 34 in 2026. Total Assets fell from £1.48M in 2025 to £815.85K in 2026 (-45.01%). Okredo holds filed figures for 2022–2026; the table below lists every reported indicator by year. See every reported indicator by year.
Financial performance
Pick a measure to see how it has moved across the reported years, with the year-on-year change beneath it.
Net Assets
-51.44%from £645.49K in 2025Year-on-year change
Net Assets as filed for 2022–2026. Every figure in this chart is also in the financial history table.
3-year financial trend (2024–2026)
How the figures THE PERSONAL AGENT LTD filed moved across the three reported years 2024, 2025 and 2026 — measured end to end rather than year on year.
Net Assets
-63.8%vs 2024-39.8% a year compound (CAGR)
Cash in Bank
-7.6%vs 2024-3.9% a year compound (CAGR)
Total Assets
-68.1%vs 2024-43.5% a year compound (CAGR)
Total Liabilities
-45.9%vs 2024-26.5% a year compound (CAGR)
Employees
+13.3%vs 2024+4Biggest increase
Employees+13.3%
30 in 2024 to 34 in 2026
Biggest decrease
Total Assets-68.1%
£2.56M in 2024 to £815.85K in 2026
THE PERSONAL AGENT LTD's filings pull in both directions between 2024 and 2026. The steepest rise came in employee numbers, pointing to an expanding team, set against a fall in total assets, pointing to a narrowing asset base. See the full year-by-year figures.
Ratios from the filed figures
Calculated from THE PERSONAL AGENT LTD's own reported amounts, each shown against the year it was derived from — nothing here is estimated or industry-averaged.
- Net assets to total assets
- 38.42%2026
- Liabilities to total assets
- 61.58%2026
- Cash to liabilities
- 43.00%2026
- Cash to total assets
- 26.48%2026
Reported net assets divided by reported total assets, for the latest year both were filed. Shows how much of the asset base is not financed by liabilities.
Total liabilities divided by reported total assets, for the latest year both were available. Shows how much of the asset base is funded by obligations.
Reported cash in bank divided by total liabilities for the same year. Shows what share of outstanding obligations the reported cash balance would cover.
Reported cash in bank divided by reported total assets, for the latest year both were filed.
Financial history
Every indicator Okredo tracks, year by year.
Reported financial indicators for THE PERSONAL AGENT LTD by year. Amounts are as filed; a dash means the figure was not reported for that year.
| Indicator | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|
| Net Assets£ | 731.30K | 953.09K | 865.98K | 645.49K | 313.47K |
| Total Assets£ | 1.82M | 1.69M | 2.56M | 1.48M | 815.85K |
| Cash in Bank£ | 175.75K | 461.60K | 233.71K | 416.70K | 216.04K |
| Total Liabilities£ | 815.55K | 617.23K | 929.30K | 838.08K | 502.38K |
| Employees | 23 | 22 | 30 | 29 | 34 |
THE PERSONAL AGENT LTD financials: frequently asked questions
Answered from this company's own filed figures.
Has THE PERSONAL AGENT LTD filed financial statements?
Yes. Okredo holds filed figures for THE PERSONAL AGENT LTD covering 2022–2026, across 5 reported indicators. The most recent reported year is 2026.
What net assets did THE PERSONAL AGENT LTD report in 2026?
THE PERSONAL AGENT LTD reported net assets of £313.47K for 2026. That compares with £645.49K in 2025, a change of -51.44%.
What total assets did THE PERSONAL AGENT LTD report in 2026?
THE PERSONAL AGENT LTD reported total assets of £815.85K for 2026. That compares with £1.48M in 2025, a change of -45.01%.
What cash in bank did THE PERSONAL AGENT LTD report in 2026?
THE PERSONAL AGENT LTD reported cash in bank of £216.04K for 2026. That compares with £416.70K in 2025, a change of -48.16%.
How many people does THE PERSONAL AGENT LTD employ?
THE PERSONAL AGENT LTD reported 34 employees in 2026, compared with 29 in 2025.
How have THE PERSONAL AGENT LTD financials changed over the last 3 years?
Between 2024 and 2026, THE PERSONAL AGENT LTD's net assets fell by 63.8%, cash in bank fell by 7.6%, total assets fell by 68.1% and total liabilities fell by 45.9%. Net assets contracted at 39.8% a year across the two years to 2026, from £865.98K to £313.47K. Reported headcount went from 30 in 2024 to 34 in 2026 (+4).
Which years of THE PERSONAL AGENT LTD financial data are available?
Okredo holds reported figures for the years 2022, 2023, 2024, 2025, 2026. Where an indicator was not reported for a given year, the financial history table shows a dash rather than a value.