Annual accounts
Total Exemption Full accounts
31/01/2027Filing deadline
Made up to 30/04/2025Due 31/01/2027
- Next accounts made up to
- 30/04/2026
- Last accounts made up to
- 30/04/2025
UNIVERSAL CAR CREDIT LIMITED
Active- 08543244Copy
Copy
Registry details
Reference data exactly as held at Companies House.
Copy registry details
- Registered office
- Berkshire Fiesta Centre Bath Road, Padworth, Reading RG7 5HR
- Classification (SIC)
- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (64.92/1 - SIC 2007)
- Accounts type
- Total Exemption Full
Company activity
The 4 most recent documents filed at Companies House.
Pre-Score for UK companies is coming soon
- 03/07/2026View PDF (3 pages)
Confirmation statement made on 2026-05-24 with no updates
- 25/06/2026View PDF (3 pages)
Replacement Filing for the appointment of Mr Dominic Raymond Leach as a director
- 09/01/2026View PDF (7 pages)
Total exemption full accounts made up to 2025-04-30
- 01/06/2025View PDF (2 pages)
Appointment of Mrs Michelle Leach as a secretary on 2025-06-01
Coming soon
What Pre-Score will tell you
- Whether the filed accounts are strengthening or weakening year on year.
- Whether this company files on time, and how often its record changes.
- How its officers and controlling parties connect to other UK companies.
Accounts and confirmation statement
The two filings Companies House requires every year, and where each one stands against its deadline today.
On schedule
Confirmation statement
Confirms the registry record is up to date
- Next statement date
- 24/05/2026
- Last statement dated
- 30/04/2025
Financial performance
The latest figures UNIVERSAL CAR CREDIT LIMITED filed. Okredo holds filed accounts data for 2021–2025; the year-by-year record is on the financials page.
Net Assets
£1.29M2025
-0.70%vs 20242024: £1.30M
Total Assets
£1.61M2025
-8.33%vs 20242024: £1.75M
Cash in Bank
£384.93K2025
-33.45%vs 20242024: £578.38K
Total Liabilities
£320.96K2025
-29.93%vs 20242024: £458.05K
Employees
02025
0vs 20242024: 0
Of the 4 measures with an earlier filing to compare against, 4 fell. Cash in bank moved furthest, down 33.45% on 2024. See the full financial analysis for UNIVERSAL CAR CREDIT LIMITED.
The full financial record
Four ways through UNIVERSAL CAR CREDIT LIMITED's filed accounts — the year-by-year numbers, the compound rates and the ratios behind them.
Net Assets · -1.8% a year (CAGR)Three-year trend, 2023–2025Every measure end to end across 2023, 2024 and 2025, with the compound rate behind each one.See what moved5 chartsCharts by indicator5 filed indicators plotted year by year, 2021–2025.Plot the figuresNothing estimatedRatios from the filed figures4 ratios computed from this company's own reported amounts, each shown against the year it was derived from.Check the ratios5 × 5 yearsEvery figure by yearAll 5 measures Okredo tracks across 5 reported years, exactly as filed.Open the table
Employees
Headcount as reported to Companies House for 2021–2025.
| Year | Employees | Change |
|---|---|---|
| 2025 | 0 | 0 |
| 2024 | 0 | -5 |
| 2023 | 5 | +1 |
| 2022 | 4 | +1 |
| 2021 | 3 | – |
Reported employee count decreased from 3 in 2021 to 0 in 2025. See how headcount moved alongside the reported financials.
Credit report
It is a professional assessment of the company 's performance, revealing company's potential and risks, showing it's past experiences and revealing future prospects.
- Company potential
- Risk indicators
- Past performance
- Future prospects
Officers
5Directors, secretaries and other appointed officers, with the period each has served.
| Person | Role | Period | Connected companies |
|---|---|---|---|
| Corporate Director | 24/05/2013–07/06/2014 | 0 | |
| Director | 24/05/2013–Present | 15 | |
| Director | 15/01/2021–Present | 8 | |
| Corporate Secretary | 24/05/2013–01/06/2025 | 0 | |
| Secretary | 01/06/2025–Present | 0 |
Persons with significant control
1Individuals or entities with significant control over the company, as declared to Companies House.
| Person | Period | Connected companies |
|---|---|---|
| 03/06/2016–Present | 15 |
Filing history and recent activity
Every document on the Companies House record, newest first.
- Filings on record
- 12 Since 22/01/2021
- Last 12 months
- 3 -1 vs the year before
- Most recent filing
- 03/07/2026 2 months ago
What changed in the last year
- Confirmation statementLatest 03/07/2026
- Officer changesLatest 25/06/2026
- Accounts filedLatest 09/01/2026
Filing timeline
- 03/07/2026View PDF (3 pages)
Confirmation statement made on 2026-05-24 with no updates
- 25/06/2026View PDF (3 pages)
Replacement Filing for the appointment of Mr Dominic Raymond Leach as a director
- 09/01/2026View PDF (7 pages)
Total exemption full accounts made up to 2025-04-30
- 01/06/2025View PDF (2 pages)
Appointment of Mrs Michelle Leach as a secretary on 2025-06-01
- 01/06/2025View PDF (1 pages)
Termination of appointment of the Global Car Group Ltd as a secretary on 2025-06-01
- 24/05/2025View PDF (3 pages)
Confirmation statement made on 2025-05-24 with no updates
- 29/11/2024View PDF (7 pages)
Total exemption full accounts made up to 2024-04-30
- 06/06/2024View PDF (3 pages)
Confirmation statement made on 2024-05-24 with no updates
- 13/10/2023View PDF (7 pages)
Total exemption full accounts made up to 2023-04-30
- 26/05/2023View PDF (3 pages)
Confirmation statement made on 2023-05-24 with no updates
- 01/12/2022View PDF (7 pages)
Total exemption full accounts made up to 2022-04-30
- 22/01/2021View PDF (3 pages)
Appointment of Dominic Raymond Leach as a director on 2021-01-15
See when the next accounts and confirmation statement are due
Similar companies
487 UK companies are similar to UNIVERSAL CAR CREDIT LIMITED, sharing the same company status (Active), the same industry sector and activity group (Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors) and a comparable number of employees. The 5 closest matches are shown below to help you compare competitors and industry peers.
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- Activities of other holding companies n.e.c.
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- Activities of other holding companies n.e.c.
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WESTCOURT GROUP LIMITED
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- Activity
- Activities of other holding companies n.e.c.
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About UNIVERSAL CAR CREDIT LIMITED
A short description of the company, written from its Companies House record.
UNIVERSAL CAR CREDIT LIMITED is a private limited company registered in the United Kingdom, based in Berkshire Fiesta Centre Bath Road, Padworth, Reading RG7 5HR. Companies House classifies its business as Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors. It has been on the register for 13 years 4 months.
The register currently records it as active. Its 2025 accounts report net assets of £1.29M and 0 employees.
UNIVERSAL CAR CREDIT LIMITED: frequently asked questions
Answered from this company's own registry record and filed figures.
What does UNIVERSAL CAR CREDIT LIMITED do?
Companies House records UNIVERSAL CAR CREDIT LIMITED under one registered business activity: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (64.92/1 - SIC 2007).
Is UNIVERSAL CAR CREDIT LIMITED still active?
UNIVERSAL CAR CREDIT LIMITED is recorded as active on the Companies House register, and has been on it since 24/05/2013.
What are UNIVERSAL CAR CREDIT LIMITED's latest reported financials?
The most recent accounts Okredo holds cover 2025 and report net assets of £1.29M, total assets of £1.61M, cash in bank of £384.93K and total liabilities of £320.96K.
When did UNIVERSAL CAR CREDIT LIMITED last file with Companies House?
The most recent document on the record is dated 03/07/2026: Confirmation statement made on 2026-05-24 with no updates, 2 months ago.
When are UNIVERSAL CAR CREDIT LIMITED's next filings due?
On the current registry record, accounts are due by 31/01/2027.
Who runs UNIVERSAL CAR CREDIT LIMITED?
Companies House lists 5 officers (3 currently in post) and 1 person with significant control.