UNIVERSAL CAR CREDIT LIMITED Financials
- Company number
- 08543244Copy
Copy - Registered office
- Berkshire Fiesta Centre Bath Road, Padworth, Reading RG7 5HR
- Incorporated
- 24/05/2013
Company snapshot
- Status
- Active
- Employees
- 0 (2025)
- Latest financial data
- 2025
- Accounts type
- Total Exemption Full
Financial highlights
Latest reported figures. Okredo holds filed data for 2021–2025.
Net Assets
-0.70%vs 20242024: £1.30M
Total Assets
-8.33%vs 20242024: £1.75M
Cash in Bank
-33.45%vs 20242024: £578.38K
Total Liabilities
-29.93%vs 20242024: £458.05K
Employees
0vs 20242024: 0
In 2025, UNIVERSAL CAR CREDIT LIMITED reported net assets of £1.29M. The same filing shows total assets of £1.61M, cash in bank of £384.93K and total liabilities of £320.96K. Reported headcount was 0 in 2025. Cash in Bank fell from £578.38K in 2024 to £384.93K in 2025 (-33.45%). Okredo holds filed figures for 2021–2025; the table below lists every reported indicator by year. See every reported indicator by year.
Financial performance
Pick a measure to see how it has moved across the reported years, with the year-on-year change beneath it.
Net Assets
-0.70%from £1.30M in 2024Year-on-year change
Net Assets as filed for 2021–2025. Every figure in this chart is also in the financial history table.
3-year financial trend (2023–2025)
How the figures UNIVERSAL CAR CREDIT LIMITED filed moved across the three reported years 2023, 2024 and 2025 — measured end to end rather than year on year.
Net Assets
-3.6%vs 2023-1.8% a year compound (CAGR)
Cash in Bank
-34.7%vs 2023-19.2% a year compound (CAGR)
Total Assets
-18.9%vs 2023-9.9% a year compound (CAGR)
Total Liabilities
-44.3%vs 2023-25.4% a year compound (CAGR)
Employees
-100%vs 2023-5Biggest decrease
Employees-100%
5 in 2023 to 0 in 2025
Every indicator Okredo holds for UNIVERSAL CAR CREDIT LIMITED fell between 2023 and 2025. The steepest fall came in employee numbers, pointing to a smaller workforce, with net assets, cash in bank, total assets and total liabilities falling alongside it. See the full year-by-year figures.
Ratios from the filed figures
Calculated from UNIVERSAL CAR CREDIT LIMITED's own reported amounts, each shown against the year it was derived from — nothing here is estimated or industry-averaged.
- Net assets to total assets
- 80.04%2025
- Liabilities to total assets
- 19.96%2025
- Cash to liabilities
- 119.93%2025
- Cash to total assets
- 23.94%2025
Reported net assets divided by reported total assets, for the latest year both were filed. Shows how much of the asset base is not financed by liabilities.
Total liabilities divided by reported total assets, for the latest year both were available. Shows how much of the asset base is funded by obligations.
Reported cash in bank divided by total liabilities for the same year. Shows what share of outstanding obligations the reported cash balance would cover.
Reported cash in bank divided by reported total assets, for the latest year both were filed.
Financial history
Every indicator Okredo tracks, year by year.
Reported financial indicators for UNIVERSAL CAR CREDIT LIMITED by year. Amounts are as filed; a dash means the figure was not reported for that year.
| Indicator | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Net Assets£ | 1.22M | 1.23M | 1.34M | 1.30M | 1.29M |
| Total Assets£ | 2.50M | 2.41M | 1.98M | 1.75M | 1.61M |
| Cash in Bank£ | 229.26K | 713.89K | 589.46K | 578.38K | 384.93K |
| Total Liabilities£ | 1.11M | 1.06M | 576.72K | 458.05K | 320.96K |
| Employees | 3 | 4 | 5 | 0 | 0 |
UNIVERSAL CAR CREDIT LIMITED financials: frequently asked questions
Answered from this company's own filed figures.
Has UNIVERSAL CAR CREDIT LIMITED filed financial statements?
Yes. Okredo holds filed figures for UNIVERSAL CAR CREDIT LIMITED covering 2021–2025, across 5 reported indicators. The most recent reported year is 2025.
What net assets did UNIVERSAL CAR CREDIT LIMITED report in 2025?
UNIVERSAL CAR CREDIT LIMITED reported net assets of £1.29M for 2025. That compares with £1.30M in 2024, a change of -0.70%.
What total assets did UNIVERSAL CAR CREDIT LIMITED report in 2025?
UNIVERSAL CAR CREDIT LIMITED reported total assets of £1.61M for 2025. That compares with £1.75M in 2024, a change of -8.33%.
What cash in bank did UNIVERSAL CAR CREDIT LIMITED report in 2025?
UNIVERSAL CAR CREDIT LIMITED reported cash in bank of £384.93K for 2025. That compares with £578.38K in 2024, a change of -33.45%.
How many people does UNIVERSAL CAR CREDIT LIMITED employ?
UNIVERSAL CAR CREDIT LIMITED reported 0 employees in 2025, compared with 0 in 2024.
How have UNIVERSAL CAR CREDIT LIMITED financials changed over the last 3 years?
Between 2023 and 2025, UNIVERSAL CAR CREDIT LIMITED's net assets fell by 3.6%, cash in bank fell by 34.7%, total assets fell by 18.9% and total liabilities fell by 44.3%. Net assets contracted at 1.8% a year across the two years to 2025, from £1.34M to £1.29M. Reported headcount went from 5 in 2023 to 0 in 2025 (-5).
Which years of UNIVERSAL CAR CREDIT LIMITED financial data are available?
Okredo holds reported figures for the years 2021, 2022, 2023, 2024, 2025. Where an indicator was not reported for a given year, the financial history table shows a dash rather than a value.